Truck accident claims and lawsuits require a different approach than personal injury and wrongful death cases involving a car crash or motorcycle collision. The truck accident victim may have to go up against the truck driver, the truck company, the company that hired the truck company, and more than one insurance carrier – all of them committed to proving that none of them are financially responsible for your personal injuries or the death of your loved one.
Transportation Law deals with automobile, maritime, railroad, and aviation accidents. According to automobile accident statistics of 1994, there were 206,183 serious automobile accidents reported in Florida, resulting in 223,458 injuries and 2,722 deaths. Recognizing that accidents often lead to lawsuits, Florida adopted a no-fault insurance system in which insured persons receive payment for injuries or damages from their own insurance company regardless of who was at fault. According to the opinion of Florida’s Transportation Law attorney a no-fault insurance enables persons to receive payment for medical, disability, or death expenses quickly and without having to sue in court.
Under Florida’s system, every person who operates a vehicle in Florida for more than 90 days must have what is known as “personal injury protection” (PIP) insurance. This insurance covers the insured, the insured’s relatives living in the same household, anyone driving or riding in the insured’s car, and anyone not in a motorized vehicle who is hurt as a result of the use of the insured’s car. An eminent personal injury lawyer of Florida says that the degree of PIP coverage is: up to ten thousand dollars per person for (1) medical expenses; (2) lost income; (3) funeral, burial, or cremation costs. The insured has no personal obligation to the extent that PIP benefits are owed for an injury. The statute of limitations in a negligence claim in Florida is governed by Fla. Stat. sec. 95.11. For a car accident claim to be made against a third party, i.e. another person caused the accident and you are making a claim against their insurance, the statute of limitations is four years from the date of the accident.