Dania Beach Uber Accident Lawyer

How Uber Accidents Are Different From Regular Car Crashes

Uber accident cases are different from other types of motor vehicle accident claims. You may require the legal support of an experienced car accident injury lawyer to help you navigate these complexities and protect yourself from being taken advantage of. Although Uber accident claims can unfold in similar ways, there are specific circumstances that make them more complex than traditional car accident lawsuits and insurance claims.

When Uber Insurance is Active

Uber drivers are legally required to carry personal auto insurance coverage under Florida law. State auto insurance requirements follow a no-fault system, so motorists must have at least $10,000 in personal injury protection coverage and a minimum of $10,000 in property damage liability coverage.

This covers the costs of your medical expenses if you suffer a traumatic brain injury, spinal cord injury, third-degree burn, or any other type of injury in a car crash. Auto insurance companies may require drivers to increase their auto insurance coverage when they drive for rideshare companies like Uber and Lyft.

However, Uber also offers its drivers comprehensive auto insurance coverage. Uber provides its drivers with:

• $50,000 per person in bodily injury liability coverage
• $100,000 per accident in bodily injury liability coverage
• $25,000 per accident in property damage liability coverage
• Comprehensive
• Collision
• $1 million in third-party liability coverage
• Uninsured and underinsured motorist coverage
• A $2500 deductible

This coverage is only active during specific times. When the Uber driver is logged into the Uber app, waiting to pick up a passenger, or currently transporting a passenger, Uber’s insurance coverage will be enabled. If the accident happens outside of these time frames, the Uber driver’s personal auto insurance coverage will be active.

What Happens if Uber’s Insurance Does Not Pay

Unfortunately, just because Uber has extensive auto insurance coverage does not mean their insurance company is going to settle your claim fairly. There is a strong possibility that the auto insurance provider will go to great lengths to pay out as little as possible on your claim. The insurance adjuster may resort to unscrupulous tactics to trick you into settling for less than you deserve or deny your claim altogether. Fortunately, there are steps you can take to protect yourself, including having your Uber accident attorney negotiate with the insurance company on your behalf.

How Florida Auto Insurance Claims Work

Florida auto insurance laws are not comprehensive. This is, in part, because drivers are expected to file a claim against their personal auto insurance policies after an accident. Florida follows no-fault laws, so you will be entitled to compensation through your auto insurance provider rather than filing a claim against the liable party’s insurance policy like in a fault-based state.

For this reason, it is usually in your best interests to increase your auto insurance coverage. This way, even if Uber’s insurance company does not cover your damages, you can still recoup a portion of your losses through your auto insurance company.

How Much Is Your Dania Beach Uber Accident Claim Worth?

Certain types of damages can be recovered when you file a claim against Uber’s insurance policy or with your auto insurance provider. However, insurance coverage is rarely enough to fully cover the victim’s needs. That is why it is always a good idea to consider bringing your Uber accident case to court. When you file a civil lawsuit, you have the right to be made whole. This means you should receive compensation for every single loss related to the injuries you sustained. This can include a combination of economic damages and non-economic damages, such as:

• Lost wages
• Medical treatment
• Other relevant medical bills
• Future medical care
• Diminished earning potential
• Physical pain and suffering
• Diminished quality of life
• Loss of household services
• Loss of consortium
• Mental anguish

Punitive damages may also apply if the Uber driver intended to cause the collision or the at-fault party was grossly negligent. You can learn more about how much your Uber accident lawsuit is worth when you contact our law office to discuss your damages in greater detail.

Reach Out To a Dania Beach Uber Accident Attorney for Help Today

Although rideshare and Uber accident claims can be some of the more difficult types of car accident cases, when you have a respected legal advocate working for you, you can rest easier. Scott The Lawyer has years of experience going against Uber’s auto insurance provider and recovering maximum compensation for injury victims throughout Dania Beach, Boca Raton, and surrounding communities.

When you are ready to fight for what you’re entitled to, do not hesitate to contact an experienced Dania Beach Uber accident lawyer at The Law Offices of Scott J. Senft for help. Our firm proudly offers free consultations to rideshare accident victims, including Uber and Lyft accident survivors, throughout South Florida. Schedule yours as soon as today by filling out our quick contact form or calling our office to get started.